Get Business Vehicle Insurance that Keeps You on the Road and Keeps You Earning.
Cover your trucks, goods, and drivers with insurance built for transport businesses. Reliable protection that keeps your fleet moving.
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“I’ve been an Uber driver for over 5 years and only recently experienced the importance of business insurance for my ride. Grateful for Get Business Insurance. Thanks.”
– Elias Gumede, Uber Driver, Cape Town
*Excludes minibus taxis operating to/from taxi ranks
What is Fleet & Transportation Insurance?
Understanding Transportation Insurance
Fleet or transportation insurance is designed for businesses that operate multiple commercial vehicles, from delivery vans to heavy trucks. Unlike individual vehicle policies, fleet insurance consolidates cover under a single policy, making management of multiple vehicles simpler and often more cost‑effective.
Personal car insurance doesn’t protect you while driving for business and claims can be rejected. Business Vehicle Cover keeps your livelihood secure every time you’re on the road, covering…
Commercial Use of the Vehicle
Passenger Liability
Third‑Party Damage
Own Damage, Theft & Hijack Risk
Special Add‑Ons
Legal and Regulatory Risks
Why Transportation Insurance Matters
Running a transportation business without fleet insurance exposes you to serious financial risks. A single accident involving heavy vehicles can cost tens or hundreds of thousands of Rands, not just in repair, but also in liability, cargo loss, downtime, and legal costs.
Fleet insurance provides the protection and peace of mind that your operations won’t be derailed by one incident.
Examples of Real-World Scenarios
Long haul accident
A heavy truck carrying a full load is involved in a collision on a national route. Damage to the vehicle, cargo loss, and third‑party property damage result in massive repair bills plus lost income.
Theft & hijacking risk
A trailer with high‑value goods is hijacked in a high‑crime area. No goods‑in‑transit cover or theft protection means total loss.
Weather damage
Severe hail or flooding damages vehicles parked outdoors in a yard. Repair costs plus downtime.
Cross‑border compliance issue:
A truck crosses into neighbouring country for a delivery; regulatory, liability, or damage claims occur while outside national borders. Without proper territorial coverage or cross‑border clauses, the cost and complications multiply.
Key Features of Our Service
How Can We Help You With Fleet & Transport Insurance
Get Business Insurance stands out by offering a streamlined process to compare top South African insurers. We provide a tailored quote request system with FSPs that can meet your specific industry needs, ensuring transparency and quick responses without the hassle of multiple broker calls and endless back-and-forths.
01
Tailored Solutions
We offer a customised insurance quote request tool that focusses on your business’s unique needs and risk profile.
02
Competitive Quotes
We ensure only the most affordable providers are added to our quote network so you receive the best rates without compromising on coverage quality.
03
Quality Coverage
Gain access to policies that cover a wide range of incidents, ensuring your business is protected from various public liability claims.
04
Seamless Experience
Work with a team of professionals dedicated to helping you understand your options and choose the best policy for your business.
What Our Clients Say
“After a trailer was hijacked loaded with goods, the downtime almost killed us. The goods‑in‑transit cover and prompt claims service from Get Business Insurance helped us recover and get back to operating in days, not weeks.”
“We manage 15 trucks across two provinces. All‑in‑one fleet cover saved us administrative headache, and the risk‑management advice helped reduce minor accidents dramatically.”
“Long‑distance cross‑border routes give us enough risk already. Having the right insurance with cross‑border protection has given clients more confidence in us — and saved us in a few tight spots.”
Protect Your Business Today
Don’t wait for disaster to strike. Secure your business with comprehensive Fleet & Transportation Insurance now. We help you find tailored solutions to ensure that you’re protected against the unexpected, allowing you to focus on the growth and success of your business. Act now to safeguard your future.
Common Questions About Fleet & Transport Insurance
Understanding Fleet & Transportation Insurance is crucial for safeguarding your business against unexpected incidents. Here are some common questions and their answers to help you make informed decisions.
How many vehicles do I need to qualify for fleet insurance?
Usually 2 or more business vehicles. Some insurers may have higher minimums depending on the type or risk profile.
What’s the difference between comprehensive, limited and third‑party cover?
Comprehensive covers your vehicles and all usual liabilities (accidents, weather, theft, cargo etc.), limited might exclude some risks, and third‑party only covers damage/injury to others caused by your vehicles.
Can I get cover for cross‑border transportation?
Yes, many fleet policies allow cross‑border extension or coverage, but you must disclose routes and ensure the policy includes those regions.
What can I do to reduce premiums?
Maintain a clean driving record, invest in security (GPS, tracking, strong parking), regular vehicle maintenance, driver training, and choosing sensible excess levels.
What happens during downtime (repairs etc.)?
You can include options like “loss of use” or “vehicle hire” so you’re not losing money while vehicles are off the road.