Public liability insurance for contractors is no longer an option but rather a necessity, considering that most principal contractors, clients, and tenders will not provide access to the premises if there is no evidence of Public Liability Insurance. This document...
Part-time Uber driver insurance is a question with a clear answer that a lot of occasional drivers assume works differently for them than it does for full-time drivers. It does not. This guide explains why hours driven do not change the insurance requirement, what...
Best business vehicle insurance South Africa is less about finding one named product that beats every other, and more about applying the right criteria to your own vehicles, drivers, and use case. This guide gives you a six-point evaluation framework you can apply to...
If you are asking "Do I need professional indemnity insurance?" this self-assessment gives you a direct answer in a few minutes, rather than a generic "it depends." Work through the short answer below, then the five-question assessment, and the special cases section...
Each statement explains: Public Liability Insurance – physical events; someone gets hurt, or some property is damaged due to your business activities. Professional Indemnity Insurance – financial events; your client incurs a financial loss due to a mistake or omission...
Passenger liability insurance e-hailing drivers take out is often misunderstood, being mistaken for the Road Accident Fund or simply being part of any commercial vehicle insurance. None of these presumptions can be made. This guide will explain what exactly passenger...
Business fleet insurance risks tend to build up quietly rather than appear all at once, which is exactly what makes them dangerous. This guide covers the five most common warning signs that a fleet policy has developed a gap since it was first arranged, what causes...
Every indemnity insurance example that follows below are all constructed scenarios based on typical indemnity claim cases in South Africa, rather than actual cases. These have been labeled appropriately at all times, and none of the insurance companies, professionals,...
In event organiser insurance risks South Africa, planning is really about anticipating a small set of recurring problems before they happen, rather than reacting once they do. This guide walks through the five risks that generate the vast majority of event insurance...